There’s a good chance at some point you’ve considered seeking out professional financial advice. Perhaps you’re looking for clarity on your money situation and want to get things a bit more in order. Or maybe you’re wondering if you’re ready to invest and how you could build your wealth. Or maybe you just want to make sure your assets are protected.

But who is the right person to help?

A financial planner is responsible for understanding a person’s complete money situation, their needs, wants and vision, and then helping form and implement the right strategy for achieving those financial goals.

The customer comes first

Good financial planners will always focus on YOU. If they jump straight into products and strategies without first getting a comprehensive understanding of your thoughts, hopes, situation and goals then that is a huge red flag.

They will spend time getting to know you. Here are some of the questions you might expect to be asked:

• What is important to you?
• What do you want your life to look like?
• What do you want to achieve?
• When would you like to retire?
• What is your family structure?
• What is your income, debts, savings, expenses?

Getting a financial road map

After uncovering your short, medium and long term financial goals, a financial planner can then start to form some strategies and plans. This will include an analysis of your cash flow, tax situation, liabilities, assets, and insurances.

A financial planner can help you make plans for funding retirement, estate planning, setting up adequate insurance cover, investing to grow your wealth, paying off your mortgage and more.

They will help you to start to see the bigger picture: not just the end destination but how to get there. Ultimately, they are there to help you create your dream lifestyle.

Once you’re satisfied with the strategies and suggestions, the plan will then be implemented.

Who should visit a financial planner?

Financial planning shouldn’t just be for those approaching retirement or for the wealthy. Everyone would benefit from having a professional on their side helping them create a plan for building their wealth.

Here are some specific instances where engaging a financial planner makes a lot of sense:

• You feel a bit lost and want some help planning and achieving a successful future
• You want to make sure you have enough to cover a comfortable retirement
• You have children or would like to have children and want to make sure they are provided for
• You’re in a relationship and combining finances
• You want advice on the best investment strategy
• You own a business or are self-employed

Managing your own finances and planning for the future can feel overwhelming. Getting professional help can relieve stress and give you the confidence that you’re protected and on the right track to attaining your financial goals.

Book a complimentary discovery session and start growing your wealth today!