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Complete Financial Planning

Finnia Wealth works with you to develop a financial roadmap to grow your wealth and ensure you are set for a healthy retirement.

Together we will look at the various aspects of your financial landscape to ensure the right structures are in place to promote growth and protect your assets.

We ensure you have a holistic view of your financial landscape and create a plan that is designed to best position you for financial success and security in later life.

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Finnia Wealth has over 40 years of combined experience in the financial planning industry and has serviced over 300 happy clients.

Our business is built off giving back to the community and helping individuals realise and achieve their dreams.

Our expert team has the ability to look at the larger picture. We set up structures and trusts directly with you rather than adding an extra step into the process by deferring the work to accountants who may not be aware of your wealth plans. All work produced by Finnia Wealth that requires lawyer signoff off is taken care of by our friendly team for your convenience.

Finnia Wealth offers you a tailored strategy working as your personal CFO to help you achieve your goals.

Financial Road Map:

Discovery Meeting

Our initial discovery meeting with you is all about understanding your needs from a high level and determining if Venture Wealth Management will be able to assist you in achieving your goals.

Fact Find Meeting

During this process, our expert advisors will audit your current financial position and develop a risk profile. Our expert team will use this information to formulate financial advice that is tailored specifically to you.

Delivery of Advice

Our team will provide you with a comprehensive advice document that our expert advisors have formulated. This document will outline the intended strategy to be implemented to achieve your desired outcome.

Implementation

Based on the approved advice document, our team will implement the required actions to ensure that together we achieve your desired outcome.

Ongoing Review

After the implementation of your advice, our team will continue to review your strategy to ensure that the advice provided is still the best fit for your intended outcome.

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Cash Flow
Modeling

Cash Flow modelling provides a detailed picture for our clients to see their projected financial position by analysing investments, expenditure, taxation, assets, debts and income. These elements are projected year by year through the use of assumed rates of growth, wage rises, interest rates and inflation. It also allows you to check if your are keeping on track with your financial roadmap.
At Finnia Wealth we will help you see, understand and recognise the importance of staying financially well organised. Our goal is to ensure you are in a position to make educated financial decisions that will assist in achieving your life financial goals.

Investment
Advice

Effective Investment advice requires experience, and with over 70 years of combined experience Finnia Wealth is here to help you navigate the vast landscape of investment opportunities.
Whether it is to establish a comfortable future for yourself or your family, improve your day to day lifestyle, assist in setting your children on the right path or create a lasting legacy. Finnia Wealth is here to help you develop a unique and diversified investment portfolio.
We can advise you on direct and managed investments within Australia and managed funds overseas, to help generate comprehensive returns and reduce risk

Transition to
Retirement

A Transition to Retirement (TTR) strategy allows you access to some of your superannuation while allowing you to remain working. The strategy is applicable to those aged 55 or currently at preservation age and who are still working. At age 60 all TTR payments will form a tax-free pension payment and revert to an AccountBased Pension (ABP) at age 65.
Utilising this strategy allows you to supplement your income whilst you reduce your working hours or boost your superannuation and save on tax while you continue to work full-time. A TTR pension calculator can be used for those who are less than 2 years away from retirement or currently in retirement.

Estate & Succession
Planning

Having a well-thought-out and effective Estate Plan can help ease the emotionally difficult period of someone’s life. During such a time administration and logistic tasks can place additional pressure on loved ones. At Finnia Wealth we want to help offset the risk of conflict between loved ones regarding money and finances in the future.
Our specialists can assist with the administration & drafting of your estate plan including Wills, Enduring Powers of Attorney (EPOA’s), testamentary trusts and a wide range of legal documentation. Our legal specialist (Lawyer) will then review and arrange to witness the signoff of your documents and the implications of your estate plan. This will ensure you will properly structure your estate with strategies that can save tax and undue burden for your beneficiaries and minimise the chance of your Will being challenged.
Intergenerational Wealth Transfer or in simpler terms, Succession Planning, can and often does have issues arise between all members concerned. If executed correctly, it can make a genuine difference to the financial position of the recipients. Poorly executed Succession Plans can cause resentment, fights, grief and undue tax burdens for all members involved.
At Finnia Wealth we provide a holistic approach, our goal is to successfully preserve and pass on the wealth that you have accumulated during your lifetime. Our specialists work with you closely to develop a tailored Succession Plan that best meets your needs.

SMSF
Services

A Self Managed Super Fund (SMSF) is a superannuation trust structure that provides benefits directly to its members upon retirement. Utilising a Self Managed Super Fund can allow for a greater variety of investment and strategy options such as direct property or private unlisted investments and can also be utilised to work as a family super fund.

Finnia Wealth can help you to understand the responsibility of running an SMSF and put you back in tough with one of our panel of accountants in order to establish your fund. Our goal is to best ensure with your retirement benefits. Our specialists will research and provide detailed suitability analysis and provide comprehensive ongoing compliance & management services.

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